LearnU: Money Mindset for Teens
Money Mindset for Teens is an interactive workshop designed to help teens understand how everyday money decisions are really made — before budgets, before numbers, and before rules.
This session focuses on thinking, habits, priorities, and consequences, not memorizing formulas or being “good at math.” Teens explore how mindset influences spending, how choices affect future options, and why even smart decisions come with trade-offs.
What we cover:
How mindset shapes money decisions
Needs vs. wants (and why it’s really about priorities)
Why every choice has a cost — even good ones
Budgeting as control, not restriction
Real budgeting methods (50/30/20, zero-based, envelope system)
Flexibility, risk, and planning for the unexpected
“Now vs. Later” decision thinking
How to slow down and make clearer financial choices
How the workshop works:
Short explanations (not lectures)
Group discussions and hands-on activities
Real-life scenarios teens actually face
No right or wrong answers — just better thinking
This workshop is not about getting rich, judging spending habits, or telling teens what they “should” do. It’s about building awareness, confidence, and repeatable decision-making skills they can use for life.